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priority Basis. We are dealing all India business and Serve to our client at a very Reasonable Cost.If you are looking for a loan for your home / or you are in search of financing for your new business, you will find this website quite useful. In India when it comes to a loan, there a number of providers for Personal Loans, Home loan or any other types of finances. So deciding your lender is an important step before Taking a loan. Lenders vary in the nature of their business. So it is advisable to do a thorough research about different loan options and different lenders, repayment period, rate of interest etc. Generally interest rates can be fixed or floating in type. A fixed interest rate by the name it suggests does not change during the loan tenure. A floating interest rate on the other hand is the rate updated by the lender due to market trends. A floating interest rate can go up or down depending on the financial trend. Some lenders are also providing the option to take the loan which is split between fixed and floating interest
rates.
For Agency Requirement
We want the 2 cases and we will give the 2% commission on the loan amount.
Above 5 cases company will give you 2.5% commission on the accepted amount.
After 7 cases company will provide you the D.S.A.
After D.S.A. of company we will give you 4% commission on accepted loan amount.
For Agent Requirement
Recently Curriculum Vitae of the agent.
Recent Passport size photograph (3).
Residential proof and your identify proof.
Affidavit to the name of the company.
For Personal Loan
(About Personal loan eligibility)
The defining feature of personal loans is that they are unsecured. Here, the borrower does not Have to give anything in security to the lender bank. Generally, loans up to Rs 75 lakhs are lent out over a maximum period of 20 years. Thus, your loan amount and the interest rate on that amount is dependent on various factors such as monthly income, credit history, etc.
Client’s five latest passport size photographs.
Client’s residential proof + ID Proof.
Bank Statement of 3 months.
Salary Slip of 3 months.
Applicants Identity Card of the Company.
PAN Card of the client
I.T.R. (Last 3 years)
Pay Slip Loan
We offers the Pay Slip Loan For the Job Holders as
If you a job Holder and searching a way to enhance your career and want to give it a height than you are on the right place. We offers the Pay Slip Loan to Job Holder Guys on the behalf of your Pay Slip. We offers a forty multiple amount of your salary in against of present salary. So you are welcome to Ganpati Finance Limited for true your Dream with us.So the Pay Slip Loan is just few steps ahead of you, follow the following steps and formalities required to get a Pay Slip Loan from us (it's very easy, just take the steps……)
The Document Required
5 Recent Passport Size Photographs (Valid up to last six month captured)
Last two Three Pay Slip
Address Proof
I.D Proof
Bank Statement of last Three month
Documents Valid As Address Proof
The company accepts following document from the client side in the case of loan
Rashan Card
Electricity Bill
Mobile Bill
Land Line Bill
Passport
Mool Niwas Patra
House Tax Slip
Water Bill
Gas Bill etc
Documents Valid as I.D Proof
PAN Card
Voter Card
Driving License
Job certificate (at present) issued from company in which works
College Identity Card, Etc.
Property Loan
Loan against Property
Loan against Property is the perfect way to unlock the hidden value of your property. With this Loan, you can fully benefit from life's little surprises you may have earlier passed over due to lack Of funds.
Live your dreams with a Loan against Property! This multi-purpose loan puts funds at your Disposal to use as you wish. What's more, this loan is available at a reasonable rate and can be Repaid comfortably over as many as 20 years.
The Ganpati Finance Limited Loan against Property can be used for any purpose like.
So the Business Loan (I.T.R Loan) is just few steps ahead of you, follow the following steps and Formalities required getting a Business Loan (I.T.R) from us (it's very easy; just take the steps……)
The Document Required
5 Recent Passport Size Photographs (Valid up to last six month captured)
Address Proof
I.D Proof
Bank Statement of last Three month.
Documents Valid As Address Proof
The company accepts following document from the client side in the case of loanRashan Card
Electricity Bill
Mobile Bill
Land Line Bill
Passport
Mool Niwas Patra
House Tax Slip
Water Bill
Gas Bill etc
Documents Valid as I.D Proof
PAN Card
Voter Card
Driving License
Job certificate (at present) issued from company in which works
College Identity Card, Etc
Other Property Loan
Home Loan/Agriculture Loan/Plot Loan/Sale & Purchase Loan/Shop
Loan/Vehicle-Heavy Vehicle Loan
Use your Property at the best time and place with us
Loan against Property is the perfect way to unlock the hidden value of your property. With this Loan, you can Fully benefit from life's little surprises you may have earlier passed over due to lack Of funds.
No longer do you have to stifle your creative ideas. With funds at your disposal, you can now
Expand your business without hesitation.
(Property of Government Valuation upto 80-90%).
The Document Required
2 Recent Passport Size Photographs (Valid up to last six month captured)
Last two month Pay Slip
Address Proof
I.D Proof
Bank Statement of last Three month.
Documents Valid As Address Proof
The company accepts following document from the client side in the case of loanRashan Card
Electricity Bill
Mobile Bill
Land Line Bill
Passport
Mool Niwas Patra
House Tax Slip
Water Bill
Gas Bill etc
Documents Valid as I.D Proof
PAN Card
Voter Card
Driving License
Job certificate (at present) issued from company in which works
College Identity Card, Etc
Other Property Loan
Home Loan/Agriculture Loan/Plot Loan/Sale & Purchase Loan/Shop
Loan/Vehicle-Heavy Vehicle Loan
Use your Property at the best time and place with us
Loan against Property is the perfect way to unlock the hidden value of your property. With this Loan, you can fully benefit from life's little surprises you may have earlier passed over due to lack Of funds.
No longer do you have to stifle your creative ideas. With funds at your disposal, you can now Expand your business without hesitation. (Property of Government Valuation upto 80-90%).
The Document Required
2 Recent Passport Size Photographs (Valid up to last six month captured)
Last two month Pay Slip
Address Proof
I.D Proof
Bank Statement of last Three month.
Documents Valid As Address Proof
The company accepts following document from the client side in the case of loanRashan Card
Electricity Bill
Mobile Bill
Land Line Bill
Passport
Mool Niwas Patra
House Tax Slip
Water Bill
Gas Bill etc
Documents Valid as I.D Proof
PAN Card
Voter Card
Driving License
Job certificate (at present) issued from company in which works
College Identity Card, Etc
Other Property Loan
Home Loan/Agriculture Loan/Plot Loan/Sale & Purchase Loan/Shop
Loan/Vehicle-Heavy Vehicle Loan
Use your Property at the best time and place with us
Loan against Property is the perfect way to unlock the hidden value of your property. With this Loan, you can fully benefit from life's little surprises you may have earlier passed over due to lack Of funds.
No longer do you have to stifle your creative ideas. With funds at your disposal, you can now Expand your business without hesitation.
(Property of Government Valuation upto 80-90%).
The Document Required
2 Recent Passport Size Photographs (Valid up to last six month captured)
Last two month Pay Slip
Address Proof
I.D Proof
Bank Statement of last Three month.
The company accepts following document from the client side in the case of loanRashan Card
Electricity Bill
Mobile Bill
Land Line Bill
Passport
Mool Niwas Patra
House Tax Slip
Water Bill
Gas Bill etc
Documents Valid as I.D Proof
PAN Card
Voter Card
Driving License
Job certificate (at present) issued from company in which works
College Identity Card, Etc.
Business Loan
Expand your business!
No longer do you have to stifle your creative ideas. With funds at your disposal, you can now.Expand your business without hesitation.So the Business Loan (I.T.R Loan) is just few steps ahead of you, follow the following steps and formalities required to get a Business Loan (I.T.R) from us (it's very easy, just take the Steps……)
The Document Required
2 Recent Passport Size Photographs (Valid up to last six month captured)
Last Three Pay Slip
Address Proof
I.D Proof
Bank Statement of last Three month.
Documents Valid As Address Proof
The company accepts following document from the client side in the case of loan-
Rashan Card
Electricity Bill
Mobile Bill
Land Line Bill
Passport
Mool Niwas Patra
House Tax Slip
Documents Valid as I.D Proof
PAN Card
Voter Card
Driving License
Job certificate (at present) issued from company in which works
College Identity Card, Etc.
Gold Loan
Gold is one of the most credible media for Micronomy. From the starting of civilization,
History is victim that gold has been best medium for the financial uses. Not only wearing the
Jewelry, the smart gold holders often use it for their deeds by exchanging it from money when it
Needs. So if you are a gold holder (available in any form), we offers you the safest place for your
gold. We offer you to keep your gold at JINDAL FINANCE COMPANY PVT.LTD. and get the money
on
Behalf of it. By doing this, you don't lose it but keep it in safe hands. You can release the same
Amount of your gold when your purpose would get completed.
So the Gold Loan is just few steps ahead of you, follow the following steps and formalities
Required to get a Gold Loan from us (it's very easy, just take the steps……)
The Document Required
5 Photographs
Address Proof
I.D Proof
Bank Statement of last Three month.
Documents Valid As Address Proof
The company accepts following document from the client side in the case of loan-
Rashan Card
Electricity Bill
Mobile Bill
Land Line Bill
Passport
Mool Niwas Patra
House Tax Slip
Water Bill
Gas Bill etc
Documents Valid as I.D Proof
PAN Card
Voter Card
Driving License
Job certificate (at present) issued from company in which works
For Project Loan
Photocopy of Project Report.
Client’s five latest passport size photographs.
Address proof and identity proof of the loan.
PAN Card of the Company.
I.T.R. Last 1 years and Bank Statement of 3 months.
Photocopies of property documents.
Documents Valid As Address Proof
The company accepts following document from the client side in the case of loan-
Rashan Card
Electricity Bill
Mobile Bill
Land Line Bill
Passport
Mool Niwas Patra
House Tax Slip
Water Bill
Gas Bill etc……
.
Documents Valid as I.D Proof
PAN Card
Voter Card
Driving License
Job certificate (at present) issued from company in which works
College Identity Card, Etc…..
Education Loan
Send your child for higher studies!
Education is the cornerstone of your family's progress. With a Loan against Property, you
canempower your son or daughter to grow into an outstanding achiever.
So the Eduaction Loan is just few steps ahead of you, follow the following steps and formalities
required to get a Gold Loan from us (it's very easy, just take the steps……)
loan as per qualification
10th pass-up to Rs. 5 Lakh
12th Pass-up to Rs. 10Lakh
Graduate-up to Rs. 20 Lakh
Post Graduate-up to Rs. 50 Lakh
The Document Required
5 Photographs
Address Proof
I.D Proof
Education Papers
Bank Statement of last Three month.
Documents Valid As Address Proof
The company accepts following document from the client side in the case of loan-
Rashan Card
Electricity Bill
Mobile Bill
Land Line Bill
Passport
Mool Niwas Patra
House Tax Slip
Water Bill
Gas Bill etc
Documents Valid as I.D Proof
PAN Card
Voter Card
Driving License
Job certificate (at present) issued from company in which works
College Identity Card, Etc
PARTNERSHIP FIRMS
Age Proof
Signature Proof
Passport size photograph
Copy of PAN card of partnership firm
Copy of PAN card and Passport of all partners.
Office address proof (electricity bill, water bill, telephone bill, mobile bill)
Residence address proof (electricity bill, water bill, telephone bill, mobile bill).
Last 1 year ITR with computation of income, balance-sheet, profit & loss account with all Schedules, audit report & tax audit reports with annexure (if applicable)
Last 3 months updated bank statement.
Partnership deed
List of Partners with their share holding percentage
PRIVATE LIMITED COMPANIES
PAN card copy of Company.
PAN card copy of all Directors.
Residence address proof (electricity bill, water bill, telephone bill or mobile bill)
Office address proof (electricity bill, water bill, telephone bill or mobile bill)
Photograph of all Directors.
Last 1 year ITR with computation of income, balance-sheet, profit & loss account with all
Schedules, audit report & tax audit reports with annexure (if applicable)
Last 1 year ITR with computation of income of all Directors.
Last 3 months updated bank statement of the company and directors
List of Directors and list of share-holders with share-holding pattern.
(Home loan approval time )
Mostly it takes 5- 6 days after all required documents are provided on time to the lending Company What is the maximum home loan repayment period?
Mostly home loan repayment period is 20 years but some lenders can extend it longer.
What is floating rate or a fixed rate home loan? Floating home loan rates are joined to some standard interest rate by the lender and the rates May vary depending on the standard.
Fixed rate home loans offer you the opportunity to fix an amount of loan payment per month for The complete loan period.
Court Fees and Valuation Charges
Registration Fees Rs. 3500/- and Legal Advisor’s Fees Rs. 3000/- only (Rs. 6500/-).Court fee and
valuation charges are charged after the clearance of loan but before court
Proceedings and issuance of loan. Total expenses for court fee and valuation charges Depend on Amount.No extra commission or service charges will be taken from your side.
Required Documents for DSA
Bio Data
Copy of Registration of firm.
Residential Address Proof
ID Proof
Pan Card
Education Qualification Certificates
5 Photo (Pass port size)
1 blank cheque for security
Police verification report (According to the authorizations, DD is compulsory)
Terms and Conditions
Application with Bio Data
Any Person having minimum qualification 10th can apply for DMA/DSA/SUB DSA/AGENT Person having office space minimum 250 sq.ft
Person should be holding Permanent account no (PAN) DMA/DSA/SUB DSA/AGENT will provide fresh loan cases and the cases will process on Priority basis on the basis of required documents DMA/DSA/SUB DSA/AGENT will work only for company, If found works for another company then his/her DMA/DSA/SUB DSA/AGENT will be cancelled on a single notice. DMA/DSA/SUB DSA/AGENT will forward applications duly signed by the applicants after Filling all columns with required information along with the documentary evidences and Photographs of the applicants.DMA/DSA/SUB DSA/AGENT will collect the loan applications of the interested parties after Giving full details and delivers to the company immediately.
To ensure regular payment of installments in the accounts introduced by applicant and
timely deposition of postdated cheques.
To ensure MICRO very in the event of default/non payment
DMA/DSA/SUB DSA/AGENT have no right to violate existing terms & conditions of the Company for granting of loan etc. on behalf of the company
He will not collect any type of cash from the applicant other then commission provided by Company The agreement with DMA/DSA/SUB DSA/AGENT will be force for the period of 3 months,Agreement copy will be provided only after receiving of Police verification report at least
From concern Police station. If at any time, DMA/DSA/SUB DSA/AGENT is found violating the terms & conditions of the agreement, or is not able to achieve the set targets, then his/her DMA/DSA/SUB DSA/AGENT may be terminated, after such termination the DMA/DSA/SUB DSA/AGENT are not entitled to process further loan applications on behalf of Ganpati Finance Limited
DMA/DSA/SUB DSA/AGENT will did not apply for loan nor he will give guarantee in any Case
1. Minimum Loan amount will be Rs. 1 Lakh/-(Rupees One Lakh only) and maximum Rs.
1000 Crore (Rs. One Thousand Crore only) in case of Loan.
2. Loan Amount will carry and interest rate of 4.5% per Anum (Flat).
3. Installation payable on monthly / quarterly/half yearly or yearly basis.
4. Tenure of repayments will be minimum 1 One year and maximum 20 Twenty Five years.
5. Loan may be given to any person working in State/ Central Government with in India.
6. Loan may be given to Government employee working in State / Central Government few
Departments within India.
7. If the full an final repayment of the Loan amount is made before the stipulated period then
Applicant may get relaxation on interest.
8. File charge and expenditure regarding property verification, Mortgage deed, registration,
Verification, Agent Commission etc. will be bear by the applicant.
9. After considering all the facts and aspects of the loan application, applicant will be
Intimated in due course of time regarding approval of loan by the financial firm/ Company.
10. After submitting all papers and completing all formalities as per firms/ Company’s
Requirement by the applicant, the financial Firm/Company will disburse the loan within one
Week through cheque or Bank Draft.
11. Agents responsibility will be to work as a mediator till the loan is approved and collect all
The papers related to loan, paper etc. an submit the same to financial Firm/ Company.
Moreover, the agent has no authority or responsibilities in disbursing the loan to any
Applicant.
12. H.O.D/ Salary In-Charge refuse the official undertaking then financial Firm/ Company will
Accept that applicant has failed to fulfill all the formalities of the financial Firm/Company. In
These circumstance financial Firm/ Company will have a total right to reject the loan case
Of this particular applicant.
13. In the event of rejected loan case, the applicant will have no right to ask/ claim for the
Refund of deposited processing fees etc. (processing fees etc is non-refundable to
Applicant).
14. I applicant have read out the loan application form and understood each and every facts.
In my full concise without any pressure and without taking any type of alcoholic/ in
Toxicities substances. Hence I do accept the written conditions of application form as this
Application form carries only the primary conditions related to loan. So any other condition
applicable related to loan after verification will also be acceptable to me.
15. Process fees will be acceptable only by Bank Account.
16. Any disputes arise will come under the Jurisdiction of Chandigarh Court Only.
Loan Interest rates on 3% yearly on the flat basis yearly.
Largest repayment period from 1 year up to 20 years.
Minimum paper work.
Make sure & go ahead as big things are always the simple
One. We are looking for the broad Terms relationship.
All the copies sent by you must be self-attested (Xerox Copies).
Good attitudes are always up to you.
WORKING/VISITING/HOURS
Working Hours: 9:00 AM To 7:00 PM at Chandigarh
Visiting Hours: 11:00 AM To 01:00 PM without any prior appointment.
However, entrepreneurs may meet any officer at any time
With prior appointment.